FSCS in-default register

Financial Surgeons t/a UK-Life and uk-life.co.uk

Declared in default23 September 2014FRN 433748

What this means for you

Because Financial Surgeons t/a UK-Life and uk-life.co.uk has been declared in default, you can't complain via the Financial Ombudsman Service in the normal way. Instead, eligible customers can apply to the Financial Services Compensation Scheme for compensation.

Background

Financial Surgeons, which operated under the trading names UK-Life and uk-life.co.uk (FRN 433748), was declared in default by the Financial Services Compensation Scheme on 23 September 2014. The firm's specific product offerings cannot be determined from available records. Eligible customers may be entitled to FSCS compensation, though the applicable limit depends on the type of financial product involved in their claim.

Products this firm wrote

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How to claim

  1. Check you were a customer of this firm during the period it was regulated.
  2. Gather your policy / advice / contract paperwork — start with anything you have in writing.
  3. Identify your loss and the date it crystallised.
  4. Apply via the FSCS online claim portal at claims.fscs.org.uk.
  5. The FSCS investigation typically takes 6–18 months. They will assess eligibility, liability and quantum.