AAT Associates Ltd t/a AAT Independent Solutions, AAT Mortgage Solutions, Reality Mortgage Solutions
What this means for you
Because AAT Associates Ltd t/a AAT Independent Solutions, AAT Mortgage Solutions, Reality Mortgage Solutions has been declared in default, you can't complain via the Financial Ombudsman Service in the normal way. Instead, eligible customers can apply to the Financial Services Compensation Scheme for compensation.
Background
AAT Associates Ltd, which operated under the trading names AAT Independent Solutions, AAT Mortgage Solutions, and Reality Mortgage Solutions (FRN 423346), was declared in default by the Financial Services Compensation Scheme on 25 February 2014. The firm's regulatory product authorisations are not specified in available records. Former customers may be entitled to FSCS compensation up to the applicable limits for their product type, though the absence of detailed product data prevents specification of individual claim thresholds.
Products this firm wrote
How to claim
- Check you were a customer of this firm during the period it was regulated.
- Gather your policy / advice / contract paperwork — start with anything you have in writing.
- Identify your loss and the date it crystallised.
- Apply via the FSCS online claim portal at claims.fscs.org.uk.
- The FSCS investigation typically takes 6–18 months. They will assess eligibility, liability and quantum.