FSCS in-default register

Express Credit Limited

Declared in default20 February 2012FRN 300676

What this means for you

Because Express Credit Limited has been declared in default, you can't complain via the Financial Ombudsman Service in the normal way. Instead, eligible customers can apply to the Financial Services Compensation Scheme for compensation.

Background

Express Credit Limited (FRN 300676) has been declared in default by the Financial Services Compensation Scheme as of 20 February 2012. The firm's regulatory product classification data is not available, limiting specification of the financial services it provided. Eligible customers may be entitled to FSCS compensation, though the applicable limits depend on the firm's authorised product categories at the time of default.

Products this firm wrote

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How to claim

  1. Check you were a customer of this firm during the period it was regulated.
  2. Gather your policy / advice / contract paperwork — start with anything you have in writing.
  3. Identify your loss and the date it crystallised.
  4. Apply via the FSCS online claim portal at claims.fscs.org.uk.
  5. The FSCS investigation typically takes 6–18 months. They will assess eligibility, liability and quantum.