FSCS in-default register

Skelmersdale Credit Union Limited

Declared in default23 April 2007FRN 213227

What this means for you

Because Skelmersdale Credit Union Limited has been declared in default, you can't complain via the Financial Ombudsman Service in the normal way. Instead, eligible customers can apply to the Financial Services Compensation Scheme for compensation.

Background

Skelmersdale Credit Union Limited (FRN 213227) was declared in default by the Financial Services Compensation Scheme on 23 April 2007. The firm operated as a credit union but specific details of its financial products are not recorded in available data. Former customers may be entitled to FSCS compensation, though the applicable limits depend on the nature of products held at the time of default.

Products this firm wrote

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How to claim

  1. Check you were a customer of this firm during the period it was regulated.
  2. Gather your policy / advice / contract paperwork — start with anything you have in writing.
  3. Identify your loss and the date it crystallised.
  4. Apply via the FSCS online claim portal at claims.fscs.org.uk.
  5. The FSCS investigation typically takes 6–18 months. They will assess eligibility, liability and quantum.