FSCS in-default register

Ethical Financial Limited

Declared in default16 December 2005FRN 162887

What this means for you

Because Ethical Financial Limited has been declared in default, you can't complain via the Financial Ombudsman Service in the normal way. Instead, eligible customers can apply to the Financial Services Compensation Scheme for compensation.

Background

Ethical Financial Limited (FRN 162887) was declared in default by the Financial Services Compensation Scheme on 16 December 2005. The firm's specific product offerings are not detailed in available records. Eligible customers may be entitled to FSCS compensation up to the applicable limits for their product type, though the absence of product classification data limits specification of precise entitlements.

Products this firm wrote

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How to claim

  1. Check you were a customer of this firm during the period it was regulated.
  2. Gather your policy / advice / contract paperwork — start with anything you have in writing.
  3. Identify your loss and the date it crystallised.
  4. Apply via the FSCS online claim portal at claims.fscs.org.uk.
  5. The FSCS investigation typically takes 6–18 months. They will assess eligibility, liability and quantum.