Andrew Ingram Independent Financial Services
What this means for you
Because Andrew Ingram Independent Financial Services has been declared in default, you can't complain via the Financial Ombudsman Service in the normal way. Instead, eligible customers can apply to the Financial Services Compensation Scheme for compensation.
Background
Andrew Ingram Independent Financial Services (FRN 144990) was declared in default by the Financial Services Compensation Scheme on 11 October 2001. The firm's regulatory product classification records are not available, preventing determination of the specific financial services it provided. Former customers may be entitled to FSCS compensation, though the applicable limits depend on the products involved: £85,000 for investments, mortgages, or deposits, or 90% of losses with no upper limit for insurance products.
Products this firm wrote
How to claim
- Check you were a customer of this firm during the period it was regulated.
- Gather your policy / advice / contract paperwork — start with anything you have in writing.
- Identify your loss and the date it crystallised.
- Apply via the FSCS online claim portal at claims.fscs.org.uk.
- The FSCS investigation typically takes 6–18 months. They will assess eligibility, liability and quantum.