FSCS in-default register

E D M (Insurances) Limited

Declared in default7 March 2007FRN 144970

What this means for you

Because E D M (Insurances) Limited has been declared in default, you can't complain via the Financial Ombudsman Service in the normal way. Instead, eligible customers can apply to the Financial Services Compensation Scheme for compensation.

Background

E D M (Insurances) Limited, a UK-regulated insurance firm (FRN 144970), was declared in default by the Financial Services Compensation Scheme on 7 March 2007. The firm provided insurance products to customers. Former policyholders may be eligible for compensation up to 90% of their claim with no upper limit under FSCS protection rules for insurance intermediaries.

Products this firm wrote

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How to claim

  1. Check you were a customer of this firm during the period it was regulated.
  2. Gather your policy / advice / contract paperwork — start with anything you have in writing.
  3. Identify your loss and the date it crystallised.
  4. Apply via the FSCS online claim portal at claims.fscs.org.uk.
  5. The FSCS investigation typically takes 6–18 months. They will assess eligibility, liability and quantum.