FSCS in-default register

M Spence t/a Gort Spence & Clayton (Insurance Services)

Declared in default1 November 2006FRN 140307

What this means for you

Because M Spence t/a Gort Spence & Clayton (Insurance Services) has been declared in default, you can't complain via the Financial Ombudsman Service in the normal way. Instead, eligible customers can apply to the Financial Services Compensation Scheme for compensation.

Background

M Spence, trading as Gort Spence & Clayton (Insurance Services) and operating under FRN 140307, was declared in default by the Financial Services Compensation Scheme on 1 November 2006. The firm's product types are not specified in available records. Eligible customers may be entitled to FSCS compensation up to 90 per cent of valid claims with no upper limit, reflecting the firm's insurance intermediation activities.

Products this firm wrote

--

How to claim

  1. Check you were a customer of this firm during the period it was regulated.
  2. Gather your policy / advice / contract paperwork — start with anything you have in writing.
  3. Identify your loss and the date it crystallised.
  4. Apply via the FSCS online claim portal at claims.fscs.org.uk.
  5. The FSCS investigation typically takes 6–18 months. They will assess eligibility, liability and quantum.