FSCS in-default register

Heritable Bank Limited

Declared in default7 October 2008FRN 139207

What this means for you

Because Heritable Bank Limited has been declared in default, you can't complain via the Financial Ombudsman Service in the normal way. Instead, eligible customers can apply to the Financial Services Compensation Scheme for compensation.

Background

Heritable Bank Limited (FRN 139207) was declared in default by the Financial Services Compensation Scheme on 7 October 2008. The firm's product types are not specified in available records. Former customers holding qualifying deposits with the bank may be entitled to FSCS compensation of up to £85,000 per person.

Products this firm wrote

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How to claim

  1. Check you were a customer of this firm during the period it was regulated.
  2. Gather your policy / advice / contract paperwork — start with anything you have in writing.
  3. Identify your loss and the date it crystallised.
  4. Apply via the FSCS online claim portal at claims.fscs.org.uk.
  5. The FSCS investigation typically takes 6–18 months. They will assess eligibility, liability and quantum.