FSCS in-default register

JDS Mortgages, Insurance & Investment Centre

Declared in default17 March 2010FRN 138952

What this means for you

Because JDS Mortgages, Insurance & Investment Centre has been declared in default, you can't complain via the Financial Ombudsman Service in the normal way. Instead, eligible customers can apply to the Financial Services Compensation Scheme for compensation.

Background

JDS Mortgages, Insurance & Investment Centre (FRN 138952) was declared in default by the Financial Services Compensation Scheme on 17 March 2010. The firm had been authorised to provide financial services across mortgages, insurance, and investment products. Eligible customers may claim compensation up to £85,000 for mortgages or investments, or up to 90 per cent of losses for insurance products with no upper limit.

Products this firm wrote

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How to claim

  1. Check you were a customer of this firm during the period it was regulated.
  2. Gather your policy / advice / contract paperwork — start with anything you have in writing.
  3. Identify your loss and the date it crystallised.
  4. Apply via the FSCS online claim portal at claims.fscs.org.uk.
  5. The FSCS investigation typically takes 6–18 months. They will assess eligibility, liability and quantum.