FSCS in-default register

Combined Financial Services Limited

Declared in default15 December 2006FRN 138912

What this means for you

Because Combined Financial Services Limited has been declared in default, you can't complain via the Financial Ombudsman Service in the normal way. Instead, eligible customers can apply to the Financial Services Compensation Scheme for compensation.

Background

Combined Financial Services Limited (FRN 138912) was declared in default by the Financial Services Compensation Scheme on 15 December 2006. The firm's specific product offerings cannot be determined from available records, limiting clarity on the scope of its financial services operations. Eligible customers may be entitled to compensation under FSCS protection schemes, though the applicable limits depend on the product categories in which they held claims with the firm.

Products this firm wrote

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How to claim

  1. Check you were a customer of this firm during the period it was regulated.
  2. Gather your policy / advice / contract paperwork — start with anything you have in writing.
  3. Identify your loss and the date it crystallised.
  4. Apply via the FSCS online claim portal at claims.fscs.org.uk.
  5. The FSCS investigation typically takes 6–18 months. They will assess eligibility, liability and quantum.