FSCS in-default register

W S Ritchie t/a Caledonia Investment & Property Bureau

Declared in default2 August 2012FRN 138199

What this means for you

Because W S Ritchie t/a Caledonia Investment & Property Bureau has been declared in default, you can't complain via the Financial Ombudsman Service in the normal way. Instead, eligible customers can apply to the Financial Services Compensation Scheme for compensation.

Background

W S Ritchie, trading as Caledonia Investment & Property Bureau (FRN 138199), was declared in default by the Financial Services Compensation Scheme on 2 August 2012. The firm's specific product offerings are not detailed in available records. Former customers of the firm may be eligible for FSCS compensation, subject to the scheme's standard limits depending on the type of financial product involved.

Products this firm wrote

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How to claim

  1. Check you were a customer of this firm during the period it was regulated.
  2. Gather your policy / advice / contract paperwork — start with anything you have in writing.
  3. Identify your loss and the date it crystallised.
  4. Apply via the FSCS online claim portal at claims.fscs.org.uk.
  5. The FSCS investigation typically takes 6–18 months. They will assess eligibility, liability and quantum.