FSCS in-default register

P.& R. Insurance Services

Declared in default28 March 2006FRN 137182

What this means for you

Because P.& R. Insurance Services has been declared in default, you can't complain via the Financial Ombudsman Service in the normal way. Instead, eligible customers can apply to the Financial Services Compensation Scheme for compensation.

Background

P. & R. Insurance Services (FRN 137182) was declared in default by the Financial Services Compensation Scheme on 28 March 2006. The firm's specific product offerings cannot be determined from available records. Former customers may be entitled to FSCS compensation, though the applicable limit depends on the type of insurance product held, with coverage extending to 90 per cent of claims with no upper limit for eligible insurance business.

Products this firm wrote

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How to claim

  1. Check you were a customer of this firm during the period it was regulated.
  2. Gather your policy / advice / contract paperwork — start with anything you have in writing.
  3. Identify your loss and the date it crystallised.
  4. Apply via the FSCS online claim portal at claims.fscs.org.uk.
  5. The FSCS investigation typically takes 6–18 months. They will assess eligibility, liability and quantum.