FSCS in-default register

G Fleming & C Morrison t/a Raith Insurance & Financial Services

Declared in default27 March 2007FRN 131660

What this means for you

Because G Fleming & C Morrison t/a Raith Insurance & Financial Services has been declared in default, you can't complain via the Financial Ombudsman Service in the normal way. Instead, eligible customers can apply to the Financial Services Compensation Scheme for compensation.

Background

G Fleming & C Morrison, trading as Raith Insurance & Financial Services (FRN 131660), was declared in default by the Financial Services Compensation Scheme on 27 March 2007. The firm's product offerings cannot be determined from available records. Former customers may be eligible for FSCS compensation, though the specific limits depend on the type of products they held with the firm at the time of its default.

Products this firm wrote

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How to claim

  1. Check you were a customer of this firm during the period it was regulated.
  2. Gather your policy / advice / contract paperwork — start with anything you have in writing.
  3. Identify your loss and the date it crystallised.
  4. Apply via the FSCS online claim portal at claims.fscs.org.uk.
  5. The FSCS investigation typically takes 6–18 months. They will assess eligibility, liability and quantum.