FSCS in-default register

Ray Downing Insurance Consultants Limited

Declared in default24 January 2006FRN 126201

What this means for you

Because Ray Downing Insurance Consultants Limited has been declared in default, you can't complain via the Financial Ombudsman Service in the normal way. Instead, eligible customers can apply to the Financial Services Compensation Scheme for compensation.

Background

Ray Downing Insurance Consultants Limited (FRN 126201) was declared in default by the Financial Services Compensation Scheme on 24 January 2006. The firm's specific product offerings cannot be determined from available records. Former customers may be eligible for FSCS compensation, though entitlement levels depend on the type of financial product involved in their claim.

Products this firm wrote

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How to claim

  1. Check you were a customer of this firm during the period it was regulated.
  2. Gather your policy / advice / contract paperwork — start with anything you have in writing.
  3. Identify your loss and the date it crystallised.
  4. Apply via the FSCS online claim portal at claims.fscs.org.uk.
  5. The FSCS investigation typically takes 6–18 months. They will assess eligibility, liability and quantum.