FSCS in-default register

H & S (Life & Pensions) Consultants

Declared in default17 December 1999FRN 125706

What this means for you

Because H & S (Life & Pensions) Consultants has been declared in default, you can't complain via the Financial Ombudsman Service in the normal way. Instead, eligible customers can apply to the Financial Services Compensation Scheme for compensation.

Background

H & S (Life & Pensions) Consultants, FRN 125706, was declared in default by the FSCS on 17 December 1999. The firm provided financial advisory services relating to life and pension products. Eligible customers may claim FSCS compensation of up to 90% of their losses with no upper limit for insurance-related claims.

Products this firm wrote

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How to claim

  1. Check you were a customer of this firm during the period it was regulated.
  2. Gather your policy / advice / contract paperwork — start with anything you have in writing.
  3. Identify your loss and the date it crystallised.
  4. Apply via the FSCS online claim portal at claims.fscs.org.uk.
  5. The FSCS investigation typically takes 6–18 months. They will assess eligibility, liability and quantum.