Hamroy Financial Services Limited
What this means for you
Because Hamroy Financial Services Limited has been declared in default, you can't complain via the Financial Ombudsman Service in the normal way. Instead, eligible customers can apply to the Financial Services Compensation Scheme for compensation.
Background
Hamroy Financial Services Limited, registered under FRN 121209, was declared in default by the Financial Services Compensation Scheme on 13 March 2007. The firm's specific product offerings cannot be determined from available records, limiting clarity on the scope of its regulated activities. Former customers may be eligible for FSCS compensation, though entitlement amounts depend on the product types involved, with standard limits of £85,000 for deposits, investments and mortgages, or 90 per cent of claims for insurance products.
Products this firm wrote
How to claim
- Check you were a customer of this firm during the period it was regulated.
- Gather your policy / advice / contract paperwork — start with anything you have in writing.
- Identify your loss and the date it crystallised.
- Apply via the FSCS online claim portal at claims.fscs.org.uk.
- The FSCS investigation typically takes 6–18 months. They will assess eligibility, liability and quantum.